One of my long term goals is to purchase my first home in 2018. I've been doing research and speaking with friends of mine who have already went through the process and here are a few tips if you're looking to buy a home soon. Please comment 👇🏾if you have anything to add.
1) Know your credit score. Sounds like a no brainer but a lot of people think they know their score based off checking a year ago or even 3 months ago. Check your score with a accurate company like myfico.com
2)Get pre-approved for a mortgage before you start house hunting. You don't want to get emotionally attached to something you can't afford.
3)Research to see if you qualify for any government grants or first time home buyers credit.
4)Truly do your research to determine what you actually can afford. Take in consideration of home taxes, insurance, car insurance, and increase in home utilities that may be much different from renting.
5) Research your desired neighborhood. Don't buy off emotion, will the house or neighborhood give you a good return on investment when you choose to sale?
#Canvas by @jchanceauthor releases September 22nd
Joshua Dawson is my best friend's ex-boyfriend. That alone should be reason enough for me to keep my distance. Add in that he's a well mannered, loyal, hardworking artist and I should be running in the other direction.
He's damn near perfect, and I prefer my men hard to love and easy to leave. Josh's only flaw is he wants forever, and for the first time I might want the same. But loving someone doesn’t mean you deserve them.
He's all I want and everything I can't have.
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Yay! Felt Like Reading A Hardcover Book! — May Case Na Siya (For Proctection) Got It From @LazadaPH and Yun! Buti Nalang This Thing's Available There Because I've Been Searching Everywhere For This Case That Perfectly Fit For Kindle 7th Gen! — Shipped From Abroad With Cash On Delivery Options! And Free Shipping! Astig! Thank You Lazada! #kindle#share#ebook#lazada#LazadaPH
Never having experienced true love before, Ro is madly in love with Stone and solely focused on being the woman he needs. Her life has been upgraded in a major way, and while she enjoys the perks of a new lifestyle, she has to learn how to navigate the hate. She is going above and beyond to show him that her heart belongs to him and that she has complete trust in him, but can their love survive when it’s put to the ultimate test?
Stone has a snitch in his camp, and he won’t rest until he finds out who is trying to bring his empire down. He has given blood, sweat, and tears to earn the respect that he has, and he isn’t fond of someone trying to steal everything he’s built in the blink of an eye. He doesn’t care how many people have to die before he finds the answers he’s seeking.
Ro and Stone found love when neither one of them were looking, but will they be able to handle everything that is going to be thrown their way? People are not who they seem, and with so many people against them, can their love survive and stand strong? #bookstagram#writersofinstagram#writerscommunity#kindle#amazon#urbanfiction#urbanromance#books#ebook#bestseller#blackauthor#bookclub
It's one year publishversary for In the Shadow of Satellites, and to celebrate Amanda has put it on sale for limited time! This book is one of my favorites, you definitely should check it out and one-click it 💜 xx
Get your copy today!!!! 📚💕📚 Those of you who've already got your copy, please go to Amazon, Barnes & Nobles or My Website- Iyannicepub.com to write a review!!! Thanks in advance* 😉
@Regrann from @author_tomika_reid - @author_tomika_reid - #Repost#BackCover#BeyondTheTearsIveCriedHereIAmStillStanding#Memoir#Books#Bookstagram#Author#Writer#StillStanding#NeverGiveUp#IndieAuthor#Inspire#Empower#Motivate#Encourage#Memoir#Message#MyStory#Author#Writer#IndieAuthor#MyJourney#MyWalk#MyLife#NeverGiveUp#Amazon#Kindle#Paperback#GoodReads
In Beyond the tears I've cried here I am Still Standing, Tomika takes the reader on a Journey of her struggle dealing with life's tragedies, loss of loved ones, adversity, obstacles and almost giving up. But the love of her daughters and God kept her going.
This book is inspiring, it's intense, riveting and heart-touching, it will touch your soul in a way where you may cry, laugh, and question, It will also raise your eyebrow at some point, and it will also open your eyes to knowing that everyone you meet is not your friend- you can't trust any and everybody.
This book will have you captivated the moment you read the first chapter, it's awe- inspiring, mind-boggling and it will motivate you, it will encourage you to keep pushing in life, to never ever give up, no matter what you go through.
Life is a journey, sometimes you make the wrong decisions, you lose loved ones, and you deal with tragedies that are traumatizing, single mothers, you deal with the everyday struggle trying to make ends meet taking care of your children, you may also feel like life has dealt you a bad hand and anything you touch or do won't work, then you find yourself in a dark place, and in that dark place all you want to do is give up, but then you find God in your darkest hour, assuring you that all is well, you also have your children who will motivate you, to keep pushing because no one will take care of them like you.